ryanuk,
Please dont take offence i did not mean to belittle you at all they are nice shots, sorry if i came accross too hotie totie im a novice myself and although i have a Nikon D50 a step up from the FZ20 i did not stick with the FZ as long as i said i would i had it a few years and took thousands of pics i didnt get to grips with all the features and im not getting time to use the nikon hence no posts from that, you are doing better than me as you are getting pics taken and thats the best way to improve with experiance i have a old rather dark picture of 4 of our kids on a wind swept bridlington beach and i love the composition but its not a great pic.
keep up the good work as others have mentioned and i can say hand on heart that your first pics are better than my first shots.
All the best,
James