Arrghh, just wrote a long reply to this, then accidentally hit the refresh button! So sorry if this sounds a little short!
Basically, I found that at around £150, cameras are much of a muchness. I was looking at spending between £150 to £200, finally found one for £200 that I liked, then would have had to spend £30 on a Sony memory card (I had to buy from the shop as I needed it for the next morning)
So rather than spending £230 on a camera and card, I bit the bullet and spend £250 on a Panasonic Lumix TZ65, which could then use the abundance of SD cards I have lying around. I paid over the odds, but that'll teach me for leaving it till the day before I need it!
The camera is build like a brick, has an awesome lens, and I'm really happy with it! A lot of the ~£150 cameras felt really flimsy when I was trying them out, and although £250 is a lot of money, if your £150 camera breaks and you have to get a new one, you'll be saving yourself cash in the long run! I think the price has gone down a bit now as well.
These are just my views, but it's something to think about!