Recent content by R.Y.K. LEE

  1. R

    Smartphone Camera

    Thank you for the replies, definitely gives me something to think about. As for fast focusing, I have read on some of the specs for these phones and it mentions they have phase detection auto focus. Is this a case of, "sounds good on paper, not so great in reality"? I used to pixel peep a lot...
  2. R

    Smartphone Camera

    Hello everyone, I have come to a point now where I have been taking my camera out less and less, opting to just use my phone instead. I can't even remember the last time I took my camera, a Panasonic GX80 with a 25mm 1.7, anywhere with me. Not even at home. I am currently using a Huawei P...
  3. R

    The Fabulous Fuji X owners thread

    I was either thinking the X-E3 or the X-T20 earlier this week. But seeing that the difference between the X-T20 and the X-T30 was only £60 after cashback, I went with the latter.
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    The Fabulous Fuji X owners thread

    Just picked up a new, xt30 in black for £469 after double cashback and Black Friday deals at Park Cameras!
  5. R

    Credit card or finance?

    Thanks again for the replies. I have looked in to the PayPal option and have been approved for it. 0% for first 4 months on items over £99 and then 19.9% APR after. I may have secured a 35mm f/2 for £250. They are doing the X-T20 for £409 after £90 cashback. After paying off half of it...
  6. R

    Credit card or finance?

    Thanks for the replies everyone. I was looking at the Fuji X-E3 with the 23mm f/2. PC world does finance but at 24.9% John Lewis allows you to pay with PayPal credit which is 0% for the first 4 months, then 19.9% I think. Castle camera does finance too at 15.9% I can put down a deposit of up...
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    Credit card or finance?

    Hello, I am currently looking at 2 sites, both selling the same item. One does finance, the other one doesn't. If I pay for it using a credit card, will that essentially be like paying off the item through the same method as paying on finance? I've never paid for anything on finance or credit...
  8. R

    I need mortgage advice!

    Apologies, it's a gift. The same as when they gifted us the funds to put down a deposit and secure the mortgage. When I said, "can you not pay off a loan with a loan?". I meant in general. I was confused as to why they had to sign the declaration to the lender and solicitor to declare it as a...
  9. R

    I need mortgage advice!

    Which lender was it with, if you don't mind me asking?
  10. R

    I need mortgage advice!

    Will the financial advisor tell me the same run down as the information on the gov.uk website? Or is there more to it than that? Is the solicitor to ensure the money is a gift and not a loan, for my benefit, in case things turn sour between family member etc? Or is it for the lender? I remember...
  11. R

    I need mortgage advice!

    When the lender asked you, did they ask you to provide any additional paperwork for proof/evidence? We provided proof/evidence when we secured the mortgage in 2016 with the gifted deposit from the same relative, in the form of 6 months worth of bank statements. Bank statements showed adequate...
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    I need mortgage advice!

    Hi everyone, I don't suppose there are any of you here who have experience in paying off their mortgage (very) early via a large lump sum, or do any of you work for a mortgage lender, or is a mortgage advisor? I have recently been fortunate enough to be offered a lump sum of money from a...
  13. R

    "Panasonic G series" Owners Thread

    Thanks [emoji846][emoji106] struggled to find decent tempered glass screen protector on Amazon for the GX800 for same price as I paid for the GX80. Glad to know I can use the same.
  14. R

    "Panasonic G series" Owners Thread

    Thanks for the replies! I ended up going back to the Olympus 17mm 1.8, bought one off here from tijuana taxi. Is the rear screen size of the GX80 identical to that of the GX800? I have a few screen protectors left over from the GX80 and was wondering if it will work on the smaller GX800?
  15. R

    "Panasonic G series" Owners Thread

    Hello everyone, Just a quick question. Does anyone here own a Panasonic GX800, and use it extensively/exclusively with the Panasonic 20mm 1.7? I'm beginning to miss using a proper camera, instead of just my phone, and now looking to get something small and compact to carry on days out. The...
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