Hope this helps - a dead pixel will show up black, a stuck pixel will show up in the colour (RGB) that it's stuck on, a hot pixel will show up as white. A hot pixel is one where there is a higher than normal charge leakage.
Dead, stuck and hot pixels can, and will affect any digital camera. There is a very good chance that your camera (regardless of who made it or how much it cost) was manufactured with dead, stuck or hot pixels. It's a fact of life. Before a camera leaves the factory it is "pixel mapped" to check for pixels that are misbehaving - but the manufacturer won't change the sensor - they will run a diagnostic which will create a virtual pixel (doesn't record anything) which hopefully won't show up. Then they will sell you it. If you return it to Canon/Nikon etc they will just re-map the pixel(s). If you return it to the retailer you will more than likely get a camera that has been returned by someone else with more dead, stuck, hot pixels than you originally had
When you take a shot and use PS to map out and erase the offending pixel you are doing just what Canon/Nikon etc do before they sell the camera. I have two dead pixels - out of 8 million - I never see or notice them but if I did, then a quick shop and it's gone. I am not going to return my 20D to the retailer or Canon and get it back two weeks later with, probably, more naughty pixels than it had before.
regards