Recent content by mj4456

If I compare several supermarket sites in a 15mile radius to me, the price varies a few pence, I don’t see Tesco not have a universal purchase price for their supplies so some could well be making more profit than others in the chain, only variable I see is the rates charged by different...

Planning on investing money taken out of premium bonds soon, already contacted my IFA regarding a meeting on our return for holiday, mentioned gilts to him so he is looking at all options, although at 70(ish) we are looking for standard income now, IFA has advised spend it since over the years I...

Yep, never fallen off my car, our last incident was when a bike rider attacked the passenger door on a motorway, guess he didn’t take a last look before changing lanes, so glad he stayed upright although he was very shaken when we reached the hard shoulder, he took one look at my wife who was...

2009 S2000, luckily we live outwith big cities and can find ‘interesting’ roads within a mile of home, had a Range Rover from work and hated it, we don’t do ‘wafty’, we do fun or A to B in a CUV, one that still fits in parking spaces.

My car is old, it needs a physical key, but I don’t take it to the pub, nor my phone, I like to talk to the folk I meet not stare at a small screen like many I see there, pocket full of change, just use it to buy your last drink! Although £8+ would get me 2 pints.

At motorway speeds-70ish -my Honda is in 4K rpm territory, :eek: but I suppose having a 9k rev limit is a bonus, it’s my toy, on car club weekends it can see 15mpg. Better than I used to do, must be getting old.

All my cards(debit and credit)are free, I can negotiate a discount in some places if I don’t pay by card as retailers aren’t then paying a fee, I don’t always carry my phone or have any payment methods on it anyway, I’m happy paying by cash and there are always stores happy to take it, if some...

We’ve been visiting maybe 8 years now, mostly twice a year as a birthday pressie to each other-March and October-, only hiccup this time was passport control* why I was in Italy for only two days recently, had to explain it was a trip with the rugby club, he laughed when I showed him a photo of...

I use cash all the time where possible, often don’t carry a plastic and had to reject purchases because they wouldn’t take cash, a lot of big money purchases-new car, hifi bits- I do bank transfer, why pay card fees when I don’t have too, plus can’t spend my way into debt as folk do with cards...

Death and tax, life’s 2 certainties.

Been getting €1.19+ this week in Madeira from cash machines, may get some spare for a rugby trip before we leave.

£75 for me, £0 for the boss, decision made to move 75% of holding into a bond where I should be able to achieve £550 monthly without any tax worries, we’ll settle for a stable income. The remaining 25% may remain in PB’s or soon get spent on something totally irrelevant but fun.

I recently went for a Samsung flip just before the latest version(and price increase) arrived, friend has used a version 3 for some years with no issue which was my recommendation, I wanted a smaller phone than the ‘fold’ phones now popping up, still to big for me pocket.

Been thinking of cashing in, ok most months we get something but if we put £75k into another stocks bond with the Pru or Scottish Widows or similar, I could get around £450 every month, the remainder of the bonds could stay in, or another decent spending spree!

If you haven’t read his book, do so, it’s great.