A bizarre thing happened at work today.

Lynton

Lynton

awkward customer
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Lynton (yes really!)
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Where I work, we have a small (private) car park at the back big enough for 5 cars and is used by loss adjusters, claims assessors, field agents etc. Sometimes an occasional customer. Yellow on this picture.

nfumcarpark.jpg


Today someone parked there in an N reg Range Rover, and then one of our pool cars was parked behind it effectively blocking the range rover in.

Chappie with Range Rover had been to the DVLA - next door to us, and noticed he was blocked in.

Did he

a) go to reception and say "oops, I've been a numpty sorry, didn't realise it was a private car park. My mistake. Is there any chance yuo can see who owns the Silver Ford, ask them to move it and i'll be on my way."

or

b) Jump in Range Rover reverse hard into the pool car and push it out of the car park into the road, causing about £2k of damage, before driving off.


Fortunately all on CCTV and by the time Plod turned up the claims assessor had the guys name, address, insurance details all ready for the police.

:shrug::shrug::cuckoo::cuckoo::cuckoo:
 
Thats what Range Rovers are for innit?

To be an ******** and bash other cars out of the way.
 
Will you need to get the loss adjusters and claims assessors in then :lol:
 
u8myufo said:
Will you need to get the loss adjusters and claims assessors in then :lol:
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Lol - funny you should say that - one of them was walking to the car park as it happened - Range Rover also side swiped his 3 wk old Mondeo - knackering the OS wing....... to say he was not a happy bunny is an understatement!
 
Sounds like he is a Kenneth Noye type thug.
 
In his defence I would like to point out a minor technical issue here :D Besides how much are those two on an hour to stand around yakking and smoking :shrug:

tp.jpg
 
u8myufo said:
In his defence I would like to point out a minor technical issue here :D Besides how much are those two on an hour to stand around yakking and smoking :shrug:

Lol - those 2 are Hays recruitment - nothing to do with us... and 2/10 on the photoshopping but 10/10 on googling streetmaps to find the car park. The silver focus is the one that got bent!

tp.jpg
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inaneredstripe said:
he may be what is technicaly termed, buggered.
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Yes. Although I would go for hung, drawn and quartered.

SparkUK said:
Range Rovers are made of win :)
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Hmmm. Not sure I understand what you mean.
 
Lynton said:
Chappie with Range Rover had been to the DVLA - next door to us, and noticed he was blocked in.
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did you pop next door and ask them for his details :lol:

of all the places to commit a motoring offence and drive off to do it next to a DVAL office and in the car park of people who deal with insurance companies (by the sounds of it with the loss adjustors and claims assessors)
 
Uneducated_Rick said:
did you pop next door and ask them for his details :lol:

of all the places to commit a motoring offence and drive off to do it next to a DVAL office and in the car park of people who deal with insurance companies (by the sounds of it with the loss adjustors and claims assessors)
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Lol... exactly....... yes we are an insurance co - NFU Mutual .... and yes he was pretty much an eejit, (we were not so polite earlier)

Nope didn't need to ask the DVLA, I think we have more info than they do!!! ;)

Plod is on the case.
 
The guy that drove the Range Rover in the OP incident is a complete tit and deserves all that he gets IMO

Which if his insurance company are any good I hope they void his insurance so that any claims have to be paid out of his own pocket for deliberately causing an collision as we cannot call it an accident unless were taking about that unfortunate incident 9 months prior to his birth


TCR4x4 said:
Thats what Range Rovers are for innit?

To be an ******** and bash other cars out of the way.
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I did once perform a U-Turn and didn't see an astra in my blind spot, long story short Astra front bumper gone, headlights gone, bonnet ruined Range Rover small gouge out of alloy wheel which stayed there till I got rid of the car.

SparkUK said:
Range Rovers are made of win :)
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See above ;)

whitewash said:
but the evidence points to them being driven by idiots....
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I'm not an idiot, well not all the time

Matt
MWHCVT
 
Agree bloke is an idiot but surprised its ok for you to look up info on him

Thought it would be covered by data protection?
 
I hope they breathalysed him. A sober man wouldn't do that surely.. As for the Range Rover/ Range Rover drivers haters out there, wait until the snow comes again and the hospital staff need to get to work and they ask for volunteer drivers. It's those vehicles that helped out.


Kev.
 
nog said:
Agree bloke is an idiot but surprised its ok for you to look up info on him

Thought it would be covered by data protection?
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Why would it be covered by DPA? Had he hit one of our insured cars we'd do exactly the same to get his details if necessary.
 
Uneducated_Rick said:
did you pop next door and ask them for his details :lol:

of all the places to commit a motoring offence and drive off to do it next to a DVAL office and in the car park of people who deal with insurance companies (by the sounds of it with the loss adjustors and claims assessors)
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Haha brilliant, would have only been worse if he had done it in a police station car park!
 
Lynton said:
Why would it be covered by DPA? Had he hit one of our insured cars we'd do exactly the same to get his details if necessary.
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So the claims assessor can look up info on any car reg number?
 
kevshore said:
As for the Range Rover/ Range Rover drivers haters out there, wait until the snow comes again and the hospital staff need to get to work and they ask for volunteer drivers. It's those vehicles that helped out.


Kev.
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Look at my username and read my comment again with a hint of sarcasm and your tounge wedged into your cheek.
 
nog said:
So the claims assessor can look up info on any car reg number?
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Theoretically yes. Motor Insurance Database for one, and several other applications they have access to. Obviously they would have good reason to do so, and I am guessing what is mentioned above is a pretty good reason!
 
I for one was a volunteer during the snow last year and I will do it again whenever needed, same as I keep a small level of recovery gear in the car just incase it's needed by myself for my vehicle or if I come across someone needing assistance
 
MWHCVT said:
, same as I keep a small level of recovery gear in the car just incase it's needed by myself for my vehicle or if I come across someone needing assistance
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Same here, 5 ton rope and shackles aways in the car!

4x4 FTW! :clap:
 
TCR4x4 said:
Same here, 5 ton rope and shackles aways in the car!

4x4 FTW! :clap:
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:clap: a lot of people have a real downer on 4x4 drivers but those of us that are decent get tarnished with the same bad brush as those that have never even allowed there car to get dirty or used even 5% of it's true potential

I use mine when I go fishing, each and every weekend I help my brother in law by transporting his 1/2 tonne in DJ equipment, in my old life as a bar manager i have been know to transport 8x11 gallon kegs in it, plus many other activities that would not be possible without it, yes the three I have mentioned could be done with a van, but here is the key what do I do when I don't need the abilities of a van, have a car as well :shrug:

Anyway I'll shut up before I go anymore off topic
 
I'm a bit confused here Lynton:thinking:

You haunted another thread with repeated posts and petty winges seemingly because you thought that non photography threads shouldn't be allowed :bang:

I'm glad that you've changed your mind and have now got into the spirit of the OOF section :clap: or maybe you just sobered up or took a chill pill.
 
SparkUK said:
Nah stay off topic, all this talk of Landrovers is good :)
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Yeah it is I successfully combined photography and landrovers a few days ago with the help of my brother in law :lol:
 
woof woof said:
I'm a bit confused here Lynton:thinking:

You haunted another thread with repeated posts and petty winges seemingly because you thought that non photography threads shouldn't be allowed :bang:

I'm glad that you've changed your mind and have now got into the spirit of the OOF section :clap: or maybe you just sobered up or took a chill pill.
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Alan,

Firstly,

No I didn't. Go reread that thread again. From the start.

Secondly,

Should you be arsed to , trawl though my thread history, I think you'll find I have been quite active in OOF for oh about 2 and a bit years since I joined here.... :shrug: So no need to "welcome me"

I fully understand that OOF is pretty much anything goes, other than the "P" word or the "R" word.

Lastly,

You annoy me at the insinuation I was drunk (I was not) and there is no need for a "chill pill"
 
Lynton said:
Alan,

Firstly,

No I didn't. Go reread that thread again. From the start.

Secondly,

Should you be arsed to , trawl though my thread history, I think you'll find I have been quite active in OOF for oh about 2 and a bit years since I joined here.... :shrug: So no need to "welcome me"

I fully understand that OOF is pretty much anything goes, other than the "P" word or the "R" word.

Lastly,

You annoy me at the insinuation I was drunk (I was not) and there is no need for a "chill pill"
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:plusone::agree: No need for personal attacks :thumbsdown:
 
Chill out guys please, OOF is for fun and frolicks, nothing else.
 
VSS said:
As opposed to one of our uninsured cars?

I presume you meant 'one of our insured's cars'
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Yes I did. Apologies for the lack of plurals and apostrophies.

VSS said:
Sorry to ask, but what motoring offence?
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Hmm we're up to several at the moment. Motoring and otherwise

Here we go.

1) Driving whist disqualified (under medical ban from DVLA)

therefore

2) Driving whilst uninsured due to 1) Even though the vehicle itself it insured, it is automatically null and void due to 1) as no insurance will cover a banned driver other than for TP liabilty under RTA1988.

3) Criminal Damage

4) Dangerous driving. (Not Driving without due care and attention) given the potential risk to a 3rd party in his actions)

5) Failing to stop.

6) Failing to report.

am sure there is a 7th, but cannot remember it.


Then it get's interesting. His insurer is liable under RTA of 1988 to settle 3rd party losses and damages, however the initial offence didn't happen on public land so they can either

a) pay up

b) pay up and reclaim losses from driver

c) refute the claim.

then either

d) we sue

or

e) we repair ourselves.





matty said:
Chill out guys please, OOF is for fun and frolicks, nothing else.
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oh and some healthy debate! :lol:
 
What's the difference between a Range Rover and a hedgehog?

The pricks are on the outside of a hedgehog :D
 
andy_fozzy said:
What's the difference between a Range Rover and a hedgehog?

The pricks are on the outside of a hedgehog :D
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Here's hoping you never get stuck in the snow or have a need for a doctor/nurse etc in said conditions, as then you might just be happy to see that prick in a range rover

and no I don't think a smiley made it funny
 
Lynton said:
Here we go.

1) Driving whist disqualified (under medical ban from DVLA)

therefore

2) Driving whilst uninsured due to 1) Even though the vehicle itself it insured, it is automatically null and void due to 1) as no insurance will cover a banned driver other than for TP liabilty under RTA1988.

3) Criminal Damage

4) Dangerous driving. (Not Driving without due care and attention) given the potential risk to a 3rd party in his actions)

5) Failing to stop.

6) Failing to report.

am sure there is a 7th, but cannot remember it.


Then it get's interesting. His insurer is liable under RTA of 1988 to settle 3rd party losses and damages, however the initial offence didn't happen on public land so they can either

a) pay up

b) pay up and reclaim losses from driver

c) refute the claim.

then either

d) we sue

or

e) we repair ourselves.







oh and some healthy debate! :lol:
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Not wishing to be pedantic, but arguably only 1 & 2 were motoring offences.

3 is most likely but most certainly not a motoring offence.

4 - 6 do not apply as the 'offences' did not occur on the public highway so the police would have no powers to bring any charges.

As for the 1988 RTA, this will not apply again. The 'accident' did not happen on a highway within the meaning of the Act, and the insurers will not have to deal as RTA insurer or insurer concered under the MIB Agreement. His insurers, assuming they accept that cover is in effect, will cover the vehicle whether or not an accident occurs on a highway (otherwise all those accidents in Tesco's car parks would not be covered). They most likely would have grounds to refuse any claim because it was damaged caused deliberately, not accidentally or negligently.
 
Read it again from the start you pedant!

The focus finished in the middle of the road therefore whilst it started on private property it became subject to Rta once it crossed the boundary.

Arguably whilst on private land, 1 & 2 are not motoring offences either. :shrug:
 
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