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As a case in point, my house was hit by lightning in the early hours of Friday morning. It entered through the BT socket, melting it and blowing the ADSL filter and router to pieces. It then travelled down the ethernet cable to the back room and fried two PCs and exited through a wall socket, blowing an 8-gang surge protector to pieces. Luckily my backups were unaffected but it has certainly brought it home how easy it is to lose all my data.