TCR4x4 said:There is no such thing as a grad polariser, it either polarises or doesn't. I suspect you are looking at graduated ND filters.
You can get similar effects in LR or PS, if you shoot RAW, but it can be usefull to use an ND grad at the time of shooting.
It's up to you really.
TCR4x4 said:You wouldn't use an ND grad on a portrait no, and probably not a polariser, but that would depend entirely on the location.