Apple finanace

[ding76uk]

As title really, anyone used this at all? Looking to use it to purchase a new iMac. Will be selling my old one and a macbook to fund it eventually but need new computer in place to be able to do so.

Anyone had any experience good or bad with this?

 

[tracybradbury]

Well I phoned them up and said I was interested in learning more about the Finance option and said that I was too sure if I would be accepted as im a full-time Mum and the bloke said "why waste mine and your time then" so I said thanks but I wasnt going to be spoken too like that and hung up

Have got a very nice iMac from this forum now and am more than happy but wont be bothering to ever phone them again!!!!!

 

[boyfalldown]

Carl,

My mac is financed from hardsoft computers via photolease. I think they only lease to business but, for me, it makes great financial sense

www.hardsoftcomputers.co.uk - great to deal with and no issues

 

[trencheel303]

I have spoken to Apple about this before and the lady actually advised me not to use Apple finance as the interest is extortionate.

 

[Chappers]

Looked at finance options for my Mac, but to be honest I have to agree with you the rates aren't that good.

Have a look at other options, maybe a credit card with an interest free option might be an alternative.

John Lewis sell Macs so it may be worthwhile checking out if they do any low interest options. Plus they offer a two year extended warranty option.

 

[ding76uk]

sounds like not a good way to go then. May have to look to alternates then. Cheers for the help, the lease idea sounds good as i am formally setting up as a business

 

[smalls]

im not sure if they do it still but currys did a simply 10 finance option i used for my laptop. my laptop was £600 i pay 10 monthly instalments of £60 then a final fee of £60. so in total i paid £660 for the laptop. could be worth looking into

 

[CHPhotography]

Comet have 6 months interest free at the minute. 0%.

 

[ding76uk]

I keep coming back to Apple because it would allow me to buy a refurb. but the finance would take it to the cost of a new over the 3 years. Decisions, decisions.

 

[CHPhotography]

infact if you spend over £1000 it's 9 months interest free at comet.

 

[six6six]

If you know someone with a .ac.uk email a student or someone who works in education you can get further discounts.

I'd stay away from the Finance option if it were me..

 

[Peter_Hartland]

My wife took out it for my son it vis Barclays Finance. It OK

 

[ding76uk]

Just got a balance transfer thing from my credit card of 5.9 percent. If I can get them on that I think I will be happy, I have an Imac to sell when I have bought my new one, but just need to get it first before I can sell

 

[Tulipone]

im not sure if they do it still but currys did a simply 10 finance option i used for my laptop. my laptop was £600 i pay 10 monthly instalments of £60 then a final fee of £60. so in total i paid £660 for the laptop. could be worth looking into

The APR rate on this must be high? I am not sure how it works, but that's 10% over 6 months - is that 20% APR?

 

[Lynton]

@chris - something like that - the overall calculation is a tad more complex and I think the overall APR works out more.........