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I know it’s been asked many times before , but can anyone recommend a decent insurance company based on actual experience with them ,preferably recently??
Best camera insurance company
- Thread starter the black fox
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I'm with Glover and Howe, they paid a significant claim in 4 days, a few years ago.
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I recently had a few issues with Eversure insurance recently. An SD card got stuck in the camera slot and I had a camera repair company to remove it but th slot got damaged not the repair companies fault (old SD cad broke apart). Eversure refused the repair costs saying more or less it was not covered under their insurance. they even went as far demanding a photo of the card slot showing the damage. That is how stupid it got. then three compaines got involved each buck passing with umpteen phone calls.
So I will be looking elsewhere in the future for camera insurance. over many many years with only one previous claim they treat ne very poorly is time having to pay out of my own pocket
So I will be looking elsewhere in the future for camera insurance. over many many years with only one previous claim they treat ne very poorly is time having to pay out of my own pocket
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OP
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yeah I remember the saga
Surely if the camera was damaged whilst in the hands of a repair company then it is the repair company or their insurers that have to cover the cost of the damage and not you.
f/1.2
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Currently with Aaduki but think I will try someone else.
Recent claim was absolutely bizarre how much info they needed, was also not impressed with how they dealt with everything. Disappointing level of service for me and have been with them for years with no claims. Without the equipment for nearly 2 months all in.
Recent claim was absolutely bizarre how much info they needed, was also not impressed with how they dealt with everything. Disappointing level of service for me and have been with them for years with no claims. Without the equipment for nearly 2 months all in.
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Your advice is good and welcome, but please do not seek to promote a product without discussing first with the Admins
Whichever insurer you land on, the thing that decides how painful a claim is turns out to be your own paperwork. The people I know who got paid quickly had a list ready: body and lens serial numbers, purchase dates, what they paid, and a receipt or bank line for each item. The ones who argued for weeks were the ones reconstructing it from memory after the kit had gone.
Two small habits worth copying. Photograph the serial plate on each body and the barrel of each lens when it arrives, and keep that list somewhere off site, not only on the laptop that lives in the same bag. If gear is stolen you also want the serials on the police report, since that number is what makes a marketplace listing or a repair centre match traceable later.
Fair disclosure, I build a gear inventory tool called GearDex because I was tired of my own spreadsheet, so I have a bias here. A spreadsheet does the job fine as long as it exists before you need it.
Two small habits worth copying. Photograph the serial plate on each body and the barrel of each lens when it arrives, and keep that list somewhere off site, not only on the laptop that lives in the same bag. If gear is stolen you also want the serials on the police report, since that number is what makes a marketplace listing or a repair centre match traceable later.
Fair disclosure, I build a gear inventory tool called GearDex because I was tired of my own spreadsheet, so I have a bias here. A spreadsheet does the job fine as long as it exists before you need it.