My phone takes photos in raw + jpeg. I use Amazon photos to silently backup them all in the background. I never actually look at them. It's just an extra contingency as we had Amazon Prime already.
I also back up my phone and proper photos on my computer and, monthly, on two ssds (one I keep in a locker at work and switch once a month with one at home when it's updated). And the ones I process go into lightroom cloud too which saves them there.
Not as sophisticated as some of the solutions others use. But works for me (if possibly slightly overkill)