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My salary goes up by more than 3% a year
My first pay rise in april....lets hope mine goes up eh!
My salary goes up by more than 3% a year
we are one of the few counties in europe where people own their properties, alot of people rent. maybe it doesn't have to change, maybe just peoples views on renting.
yeah, because we own all the houses in europe and force them all to rent
Estate Agents are not generally interested in getting you top price as it's in their interests to sell rather than sell high; it would actually be in their interests for prices to fall to ensure a higher turnover
...you appear to not own property at this time, perhaps its just jealousy
you sure about that?
I work in countries like Denmark, Swenden, Switzerland and germany, and last I knew its not full of english owned properties. Places like spain, france, and eastern europe have alot of foreign investors, but I knwo places like austria and switzerland discourange foreign investors
So before they do tumble, anyone want to buy a one bedroom flat near swiss cottage then?
i dont know why you think its sad??
narrow minded, it is absolutely.
As for the people who will lose money if the prices go down, i couldnt give a monkeys. I bet they dont give a monkeys about me whilst I've been throwing my money away and getting in debt over my head.
And I'm sure those like me who did take a plunge they could only just afford a few years ago to get a foot on the ladder will be just those who you will hope to see unable to pay their mortgages and getting repossessed just so you can get your grasping selfish hands on a property. Nice thinking. If it were only those with multiple properties who are the losers then your thinking would be understandable, but the approach of not giving a damn about others who've worked hard to get themselves into their own homes does you no credit whatsoever. If the situation perpetuates itself in a few years time once you have - perhaps - bought a home yourself, please remember that you found the idea of people losing their homes funny now, just as others will find the idea of YOU losing YOUR home funny then.
I suspect the person earlier in the thread who suspected that this attack was borne of jealousy was fairly close to the mark.
ahh i see why rwotton and yourself are annoyed with what i said now. I was missunderstood slightly.
What i meant was a really dont care if people lose money in their buy to let houses. In fact i will laugh my arse right off.
I didnt realise we were talking about people who have recently bought their own house. I didnt realise it because if you have just one house then a house price crash surely doesnt make a difference (correct me if i'm wrong).
If you bought a mortgage you can afford then youre not going to lose your house. If you bought a mortgage you cant afford then you are going to lose your house if the prices crash or not. If you ever need to buy a house you wont be able to sell yours for as much, but then your new house will be cheaper.
I think I understand what you mean, however if prices crash people just won't move. Therefore demand outways supply and the prices creap up again.
I know people who buy to let, and most of those won't be affected as the mortgage repayments are out weighing the monthly rental. Therefore they still get a monthly income, and most are in it for the long term as a replacement for pensions.
Really sorry to hear that Janice
Edit: the first bit, not that you got full price
There's a whole load of Estate Agents are not generally interested in getting you top price as it's in their interests to sell rather than sell high
Just to underline something i said earlier - i dont want anyone to lose their homes (again i said home not house) i just want to finally be able to afford a home for myself! I'm getting old, I want to give my wife somewhere to live where we can afford to settle down and have a couple of kids.