Insurance Question

[omega63]

Hi all just about to get an camera insurance quote and have a question, when adding up value should I use what I paid (Kerso prices) or full retail ??

 

[Kerioak]

I would be inclined to use full retail as that will be the list price they have on their books.

 

[onefunkypenguin]

i was told to insure it for the value it would take me to buy it again from whatever retailer i use. i picked warehouse express at random and took prices from there.

 

[omega63]

Hi yes that is what I thought.

 

[lostsoulal2]

I have found each Insurance Company appears to have their own pricing methodology, so its worthwhile asking them what they would use and price up accordingly - there can be such a wide variation from using someone like 'Kerso' versus a high Street Sore giving minimal discounts.