insurance/warranty etc

[campergirl]

whether I eventually go for a new or 2nd hand camera & kit, what sort of insurance options are there?

Is there anything for 2nd hand cameras that is comparable with for example Jessops 3 year for £80(ish) policy which covered everything including accidental damage???? I have a toddler who is into everything and with the best will in the world I wouldnt be 100% sure he wouldnt grab camera & drop it!

 

[seriousrikk]

Just make sure the camera is on your household insurance - and your household one covers accidental damage.

If not there are specific camera insurance policies available that will provide you the cover you need to damage.

Warranty is different - unless you buy from a shop then you won't get much if any warranty with a second hand purchase (Unless the product is still within the manufacturers guarantee)

 

[magicaxeman]

Most dealer sold second hand camera's come with a 6 month warranty, I doubt you will find any that do more.

Privately bought camera's have no warranty as warranties are in general not transferable.

Your household insurance "MAY" cover accidental damage, if you have accidental damage cover on that policy, please check as not all policies have accidental cover and some have specific conditions on claims.

Please note only accidental damage would be covered, if it just stops working you cannot claim.

Insurance is for breakages, warranty is for break downs and defects.

If you want a long warranty then its best to buy new, some makers offer a 2 yr warranty on bodies (nikon) most just one year, though you can as you pointed out buy extended warranties from some retailers, check these carefully as some like the 5 yr warranty offered by camerabox have conditions that make them not worth the paper they are written on, in camerabox's case its that they restrict your right to replacement of a defective item to the first 30 days you own it ( legally you are entitled to a year) and for the next 1 yr 11 months will repair it free of charge (but you pay the return postage) the final 3 yrs of the warranty are for parts only, so if you needed a new shutter assembly you could find yourself facing a bill of over £100 for the labour costs and the postage costs to send it back to you.