Jessops Finance

Dannbodge

Dannbodge

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Dann
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Hello.

Didn't know the best place for this so figured here would be okay.

As I'm probably going to be buying a new camera from Jessops I thought I might get it on their 10month 0% finance plan.
This way I can get a more expensive camera package and pay it off monthly.

Has anyone on here bought a camera from Jessops on finance?
and what are everyone's opinions on buying a camera this way?

Thanks
Dann
 
It's not a bad way of doing it, of course Jessops aren't exactly the cheapest to start with but I reckon the ten months interest free makes up for it. I bought my 550D earlier this year on six months interest free, no problems. The application and acceptance were done in store and about 30mins later I walked out with the kit. They will try and sell you a load of stuff extra, insurance, bags, memory cards etc so it can be a bit of a test of will in that respect but if you stay firm and only buy what you really want you'll be fine.

Alan
 
Thanks for the post.
I also have just got a Tesco credit card which has 0% interest on purchases for 16months. So might go with that instead.
 
I bought a lens online off them using the interest free option, I had the money to buy it outright but hey, why use my money when I can use someone else's. :)

Take notice of the terms and conditions though .. miss a payment (or pay late) and it can cost you dearly.


Edit: Go with the card, you can afford an even better camera with that as you have another 8 months to pay it off :lol:
 
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As long as Jessops have a competitive price on the camera you are looking to buy then can't go wrong with interest free.
 
ernesto said:
As long as Jessops have a competitive price on the camera you are looking to buy then can't go wrong with interest free.
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From what I can see online they are fairly competitive. The person I spoke to in the shop said he would do me a good deal on all the bits I want as I will be buying quite a bit of kit from them.

Just need to decide on which camera to choose out of the 550d or 1100d.
 
I agree, i've just purchased a new lens from Jessops and although it was about £20 dearer than other retailers, the 10 months interest free option more than makes up for the slightly higher price.

I applied for my finance online and the procedure was pretty painless.

The item arrived the next day....
 
I didn't buy a camera as such but have £400 worth of accessories on 10 months interest free. Completed the forms online, decision was made online in 30 seconds, all done electronically and goods received within 48 hours. You pay over the odds at Jessops but you can't knock the service. It was the quick and easy option for me.
 
Would go with the 550D as you get so much more,

And stick with tescos long payment as why go with jessops for a shorter?
 
Jessops=expensive!!!
 
downs523 said:
Jessops=expensive!!!
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It's not that bad.
I want to buy brand new really and walk out the shop with my camera.

If you know of anywhere that I can do that in Portsmouth that is cheaper than Jessops I am all ears.

The only other shop near is London camera exchange and they are more expensive than Jessops
 
Not sure of shops near you, sorry. But I preferred to get my camera online and saved £200-300. Had to wait a few days but worth it ;)
 
Dannbodge said:
From what I can see online they are fairly competitive. The person I spoke to in the shop said he would do me a good deal on all the bits I want as I will be buying quite a bit of kit from them.

Just need to decide on which camera to choose out of the 550d or 1100d.
Click to expand...

I'd opt for the 550D over the 1100D, unless you can stretch to the 600 or maybe 650 ? Make sure you have an idea of what other bits you are after and a general idea of price of them.

Don't forget, jessops will price match, but it does seem to be shop dependant as to how easy they do it.

Good luck with your new purchase, don't forget to have your CC with you, just in case there is any issues with jessops finance ...
 
andyred said:
I'd opt for the 550D over the 1100D, unless you can stretch to the 600 or maybe 650 ? Make sure you have an idea of what other bits you are after and a general idea of price of them.

Don't forget, jessops will price match, but it does seem to be shop dependant as to how easy they do it.

Good luck with your new purchase, don't forget to have your CC with you, just in case there is any issues with jessops finance ...
Click to expand...

I'm swaying towards the 550 as I don't want to look back and think I wish I bought it. Also its more future proof than the 1100d IMO.

I roughly know what I want so I should be okay.
 
Ploddles said:
Don't think Park Cameras is too far away from you if you have a car and fancy a drive. Then use your Tescos card.
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I'll give them an email or ring on Monday and see what they can do.
Do you know if they px?
 
Dannbodge said:
Thanks for the post.
I also have just got a Tesco credit card which has 0% interest on purchases for 16months. So might go with that instead.
Click to expand...

I would, you'll avoid the admin fee. :thumbs:
 
Dannbodge said:
I'm swaying towards the 550 as I don't want to look back and think I wish I bought it. Also its more future proof than the 1100d IMO.
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I don't think you should worry about future proof and I don't see why a 550D is more future proof than an 1100D?

I just changed from an 8 year old Canon to a 1 year old Canon and while digital cameras are advancing the 8 year old model still fully worked with my computer, used memory type that stills exists, batteries that are still obtainable etc, etc,.
It is not like you be be looking back in 4 years time and damning your camera for being so slow , no longer compatible etc,. Those concerns are for laptops and the like :)

However, when you are using the 550D it won't feel so much like a toy as the 1100D...
 
Dannbodge said:
I'm swaying towards the 550 as I don't want to look back and think I wish I bought it. Also its more future proof than the 1100d IMO.

I roughly know what I want so I should be okay.
Click to expand...

What do you mean by future proof? Both cameras will continue to give you the same capabilities and quality they offer out of the box until they eventually fail beyond economic repair, and neither will keep pace with the new developments camera manufacturers love to offer us. I wouldn't worry about this, just buy the one you want now. Lenses have far more impact on image quality, and stay in the race if you buy quality to start with.

Personally, I'm still using my 30D - introduced in 2006 - and have never felt any pressing need to upgrade. It does everything I want it to, despite having 'only' 8.2 MP, very well indeed. Sure, it has limitations, but they don't hold me back in any significant way. For that matter, I occaisonally use my Minolta Dimage 7i bridge camera, which is even older than the 300D. It's slow, the AF leaves quite a lot to be desired, and the electronic VF is frustrating, but the 70 - 200mm lens is excellent and it still takes very good photographs.
 
Agree - Outside of high ISO improvements I don't think camera development has as great an impact as a lot of people assume. I had an even older 20D and found the same. The 8.2MP is even good enough as long as you don't plan on cropping much (which I do as I don't use a zoom) which along with lighter weight of an entry level current model led me to change it.
 
ernesto said:
I don't think you should worry about future proof and I don't see why a 550D is more future proof than an 1100D?

I just changed from an 8 year old Canon to a 1 year old Canon and while digital cameras are advancing the 8 year old model still fully worked with my computer, used memory type that stills exists, batteries that are still obtainable etc, etc,.
It is not like you be be looking back in 4 years time and damning your camera for being so slow , no longer compatible etc,. Those concerns are for laptops and the like :)

However, when you are using the 550D it won't feel so much like a toy as the 1100D...
Click to expand...


MartynK said:
What do you mean by future proof? Both cameras will continue to give you the same capabilities and quality they offer out of the box until they eventually fail beyond economic repair, and neither will keep pace with the new developments camera manufacturers love to offer us. I wouldn't worry about this, just buy the one you want now. Lenses have far more impact on image quality, and stay in the race if you buy quality to start with.

Personally, I'm still using my 30D - introduced in 2006 - and have never felt any pressing need to upgrade. It does everything I want it to, despite having 'only' 8.2 MP, very well indeed. Sure, it has limitations, but they don't hold me back in any significant way. For that matter, I occaisonally use my Minolta Dimage 7i bridge camera, which is even older than the 300D. It's slow, the AF leaves quite a lot to be desired, and the electronic VF is frustrating, but the 70 - 200mm lens is excellent and it still takes very good photographs.
Click to expand...

By future proof I mean I don't want to look back in a few years and think I wish I got that one because. TBH I think I just don't like the idea of the budget fell that the 1100D has even though I don't use it that often.
I just don't want to get it out the bag every time and think hmm maybe I should of got the 550d.
 
Ploddles said:
Don't think Park Cameras is too far away from you if you have a car and fancy a drive. Then use your Tescos card.
Click to expand...

No reason you can't use your Tesco card to buy stuff from Jessops and save the travelling. (if they have everything you want!)

Heather
 
Dannbodge said:
By future proof I mean I don't want to look back in a few years and think I wish I got that one because. TBH I think I just don't like the idea of the budget fell that the 1100D has even though I don't use it that often.
I just don't want to get it out the bag every time and think hmm maybe I should of got the 550d.
Click to expand...

OK. A lot of people hope to 'future proof' themselves against technology developments - which is pointless and a waste of time - but you're more concerned with making the right choice now to avoid regrets later. That's fair enough, and a reasonable approach. I'd go for the 550D if you're comfortable with the price. It's an excellent camera by all accounts, and you seem to prefer it.
 
Have had a D3, a 24-70 and an X100 from Jessops all on one form or another of interest free credit.

Never really felt there's been much in the pricing, especially when my local branch are happy for me to stand there infront of them and do a reserve and collect on my phone so I get the online price.

Significant savings will usually be on grey goods and I never see the point in spending hours trawling websites to save just a few percent on the price.
 
Dannbodge said:
By future proof I mean I don't want to look back in a few years and think I wish I got that one because. TBH I think I just don't like the idea of the budget fell that the 1100D has even though I don't use it that often.
I just don't want to get it out the bag every time and think hmm maybe I should of got the 550d.
Click to expand...

Ah you through us by using the term 'future proof' when you should have said you want to avoid 'buyers remorse' :)

The 1100D certainly has a budget feel. If only they could have at least rubberised the grip area it would have helped a lot.
 
Dannbodge said:
From what I can see online they are fairly competitive. The person I spoke to in the shop said he would do me a good deal on all the bits I want as I will be buying quite a bit of kit from them.

Just need to decide on which camera to choose out of the 550d or 1100d.
Click to expand...

This is where I'd be a bit carefull if I were you. Jessops prices on things like memory cards and other ancilliaries can make you eyes water :)

Alan
 
Agree, it is probably where they make most of their money and why they are so keen to insist you need them.
 
Jessops can be more than double the price of other sellers when it comes to retailers. Their typical bag, memory card and tripod deal looks good only against their shelf price. It's usually very easy to get the same (or better) kit for much less than the Jessops's deal price - on the typical deal you could have an extra memory card at least for the same money just by shopping around.

And it's rare that Jessops have the best price on the camera anyway.
 
I purchased my 70-200 f2.8 VRII from Jessops (before my last falling out withthe local branch) and used their 0% finance. Not sure if they have changed it but the finance was provided by a company called Clode Finance. I didnt have any issues with them.
 
Bought my Nikon D7000 & 35mm using Jessops finance, did it all online at 2pm (credit check took about 20 seconds), turned up 11am the next day - highly recommended! :thumbs:

Probably could have found it cheaper elsewhere but didn't want to get a 0% card to put it on, and I'm impatient at the best of times. :lol:
 
Between the two I'd definitely go for the 550D. I started out with one and had it not been for the fact I was left some money in a will I would still be quite happily using it.

As for the future proof, I take it you mean the 550D has a better set of features that will take longer to become unuseful, such as a higher Mp, faster fps and higher ISO ability.
 
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