On the assumption that the lens wasn't like that when you first got it (I presume??), then the fact that it's a sealed unit means that it's not "casual" damage.
As a result, best I can suggest is that you left it face up, with no lens cap, on a VERY sunny day, and it just happened to focus the light onto that bit of plastic?!? Or maybe just pure coincidence that that particular bit got damaged, and the problem is simply lens overheating by being left in the sun?
Otherwise, I'd suggest some sort of plastic-munching fungus!
That said, both of those seem rather far-fetched, and I think "original damage" has to be more likely.
Assuming it doesn't worsen, then I see no reason why that should ever impact your photos - the only part of the lens that is heavily used is the centre - the very edges of a lens always suffer from abberations, so a good lens will try to avoid going too close to the edge.