Need PLI. Who to go to?

[Matt Sayle]

Anyone got any recommenations?

 

[Marc]

Aaduki and Liabilityguard are the usual recommendations around here. Only heard good things about both.

 

[Matt Sayle]

Cool, thank you very much.

 

[Matt Sayle]

Is that really that much?!?!?!?!
When my dad it a year ago he got qoutes of £30 a year not £20 a month.

 

[CarlOgden]

www.lifesure.co.uk

They are a broker but I've used them for the last 3 years.

Carl.

 

[gribbsy]

We use Aaduki. With PLI it's highly unlikely you'll ever claim on it, so price is probably king. Presume this isn't for BSB, as you almost certainly won't need it for that.

 

[Matt Sayle]

We use Aaduki. With PLI it's highly unlikely you'll ever claim on it, so price is probably king. Presume this isn't for BSB, as you almost certainly won't need it for that.

So do you not need it for MSV events then?

 

[dseered]

Another shout for Aaduki here, I don't know but I imagine MSV will want some kind of proof ?

 

[gribbsy]

So do you not need it for MSV events then?

Not for the bigger events, they cover it. You generally need PLI for smaller stuff and test days. Never been asked for it at BSB, but as ever, give them a call and check. I'd hate for you to turn up and get turned away.

Smaller circuits generally ask for it, as do most MX events. I've only ever shown PLI once at Brands and that was for GT test day on a Friday. It wasn't required for the actual quali and race days.

 

[andrewc]

I've never been asked about pli for msv race weekends. test days yes, but not race days. Other circuits have asked for proof.

 

[desantnik]

Matt,

MSV circuits definitely don't require it for public meetings. They do however require it for testing, and they need £5 mill cover.

Other places we have been that require PLI are: Lydden and pretty much every MX or SX event.

Yes, its bloody expensive. Me personally, I am waiting until I need it next before I renew my policy - given that we are coming to the end of the season now and am unlikely to need it until the spring!

 

[whiteflyer]

ANY insurance broker will be able to sort it out for you, you DO NOT need to go to a specialized photo broker. Normally £50 - £60 a year for £2 million cover

 

[Tbabe]

Matt, mine is with Axa & was about £70 for 2 million

 

[spaniel]

Should be no more than £60/£70 per year.

Nigel.

PS forgot to say that my first PLI was £3/year !!! that was a few years ago, prior to that nobody bothered.

 

[desantnik]

Mine was about 70 quid from Aaduki, plus insurance premium tax, plus policy paperwork fee plus credit card usage charge...

I am always a little wary of non-specific insurance policies, its up to you if you want to be but when you are talking about specific hazardous environments such as trackside at a race circuit, its probably best to be safe than sorry. At the very least, I'd mention it to the insurer when you get the quote.

I know Matt wants it for exactly the same reason as I do, and not just general photographer PLI....

 

[CarlOgden]

Mine was £97 for 5 million cover. It's for Sports Photography and excludes ALL Studio work (specifcally documented!)

Go with £5m not £2m "just in case". I heard a whisper that Cadwell wanted that but as I've not been for a few years, don't know if that's true!

Good Luck,
Carl.

 

[andrewc]

All the circuits who have asked me to show evidence were looking for £ 5m at least.

 

[Matt Sayle]

Only need PLI for trackdays. Phoned up today to confirm it. Get in. Roll on Saturday

Thank you for all your responses

 

[DarrenToogood]

Glover and Howe Ltd.