Public Liability & Equipment Insurance

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Paul
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Just looking to see if anyone uses the same company for Public Liability Insurance and to insure their equipment against loss, damage and theft etc?

The amount of gear I have now is starting to stack up and it has reached the level whereby I think I should have it insured. But also I am looking at possibly getting my own little studio space off a family member (has a warehouse where I might be able to pinch a bit of space) so if I used this and the public where to attend then I really should be insured.

Obviously would be easier if the 1 company handled both but open to suggestions really???
 
photoguard for gear and public liability.

and there sister company indemity guard for indemity insurance.
 
Yeah had a look at them and all seems good. Do they allow you to pay by monthly installments do you know?
I prefer to pay month by month just in case. This means you havent paid for a year up front and if I so desired I can change it whenever I want without losing the whole years payment if you know what I mean?
 
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