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- Name
- Christine
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I wonder how many photographers starting out think they have no need for insurance? Up until now I have done very few events officially in a year so might have thought it was not worth it.
I was doing a riding club show yesterday with Yv and had my (pegged down) awning up for some shade and a display panel with pictures on, there were horses with riders of all ages and and spectators all around. The weather was hot with only the slightest of breezes. Until there was one particularly strong gust - the only one all day - that sent my gazebo/awning flying.
I was lucky, no horses went into panic mode, the catering van and its towing vehicle were not damaged and nor were any of the competitors but if just one of these had happened just think how thankful I would have been for having public liability insurance.
You never know what is going to happen and though it may seem a waste of money if you only do a one or two official shoots a year it could save you thousands in the long run.
I was doing a riding club show yesterday with Yv and had my (pegged down) awning up for some shade and a display panel with pictures on, there were horses with riders of all ages and and spectators all around. The weather was hot with only the slightest of breezes. Until there was one particularly strong gust - the only one all day - that sent my gazebo/awning flying.
I was lucky, no horses went into panic mode, the catering van and its towing vehicle were not damaged and nor were any of the competitors but if just one of these had happened just think how thankful I would have been for having public liability insurance.
You never know what is going to happen and though it may seem a waste of money if you only do a one or two official shoots a year it could save you thousands in the long run.
