Reccommend me some insurance

jonathan_ed

jonathan_ed

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Jonathan
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Afternoon People.

My current camera insurers (photoguard) cover is about to end on wednesday and automatically renew.

I just wanted to know if anyone else could reccommend me a better one etc, or if they have anything good or bad to say about pohotoguard.

I've never had to claim (touch wood) but there is always the chance. I wouldn't need proffessional cover, just as a pleasure user.

Love to hear our thoughts
 
It's worth checking what your household contents insurance covers. I just had to increase the 'all risks' amount a bit and declare anything over £1500 (nothing, fortunately).
 
It doesn't matter now, i have just stuck with photoguard. Thanks anyway though, i just wanted cover for in and outside the house, and to cover things like if it was taken form the car or if i was mugged etc
 
well it has cost me about £7 a month roughly (i don't have the forms to hand). That covers me for accidental damage, someone breaking into the car (in the boot), if i was mugged, etc. and there is no excess on it, and that was for a value of £2000 for all my equipment.
They do need serial numbers of lenses and camera bodies etc. Things like bags, filters etc etc just fall under micelaneous, as a lump sum.

Hope this is helpful
 
Before going for specialist companies, its probably worth checking with your home insurance provider, if you don't need the public liability etc etc...

My gear is covered upto the value of £5k, and is covered in the car (upto the max value of £1.5)
 
Hi Jonathan
Just a quick update for you.
I sent my claim off about a week ago. So far I have received an email to confirm they had received my claim forms, that was after about 3 days. Then today I received a phone call to say that someone was working on my case and they were in the process of obtaining quotes for replacement.

All very smooth and efficient so far. fingers crossed it stays that way but cant complain at all with the service up to now.

il keep you posted.
 
Had another phone call and email now with the details of what they will pay out. It doesnt cover the cost of new replacements as the prices have gone up since I bought the items.
For non itemised items the insurance covers what you paid not the cost to replace.

However this is in the small print , just wanted you to be aware of it.

Cannot complain about the service which has been excellent.

I have no worries about recommending them so far.

Il update when I've received payment.
 
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