Selling stuff advice needed

treeman

treeman

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I've got some photo stuff to sell, which I would normally do on Ebay, but was wondering about putting it on here first. I see a lot of people ask for bank transfer as payment or Paypal gift. Is that any different to normal paypal?
 
Paypal gift means that the Buyer pays the fees, as opposed to 'normal' Paypal - where by the seller pays them.

HTH.
 
Paypal gift should only be used with people you trust as it wont be covered by Paypals insurance warantees. I gladly use it on here as nearly all are honest and truthful ... any that arent are soon identified :)

As far as selling on here, I ususally offer it here for a few days to a week before sending it to ebay ... here is safer and gives the membership a first chance at it.

HTH
 
The 'gift' or 'personal payment owed' options in Paypal usually means that the receiver of the monies doesn't get charged comission.... However, by doing so the person sending the money doesn't have any buyer protection cover, as that method of payment isn't really designed for transactions involving goods...

--Andy
 
Dalton said:
Paypal gift means that the Buyer pays the fees, as opposed to 'normal' Paypal - where by the seller pays them.

HTH.
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The best way to send a Paypal Gift is to use funds that are already in your account, that way you both avoid the fees.....

As mentioned you should only use it as a means of payment if you trust the other party and are sure they will provide you some sort of recourse should things go awry...
 
you're not covered buying stuff with paypal in any case unless it's done through ebay, they won't refund goods bought in a private sale on an internet forum, also Paypal gift is free for both parties if it comes from a balance or direct from the buyers bank account
 
wack61 said:
you're not covered buying stuff with paypal in any case unless it's done through ebay, they won't refund goods bought in a private sale on an internet forum, also Paypal gift is free for both parties if it comes from a balance or direct from the buyers bank account
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Unless at least one penny of it comes from your credit card. Then the whole amount is covered under the Consumer Credit Act :)
 
wack61 said:
you're not covered buying stuff with paypal in any case unless it's done through ebay, they won't refund goods bought in a private sale on an internet forum
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Incorrect, you are covered if you buy from anywhere with Paypal, but you will only get your money back if funds are in the sellers account.
 
MScotts said:
However, by doing so the person sending the money doesn't have any buyer protection cover,
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Paypal protection doesn't cover /anything/ outside of ebay.
That is what my wife was told by paypal customer services when she tried to make a claim against an online company using paypal recently.
 
coldpenguin said:
Paypal protection doesn't cover /anything/ outside of ebay.
That is what my wife was told by paypal customer services when she tried to make a claim against an online company using paypal recently.
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Take a read at the full T&Cs matey (t'is a right riviting read lol!)

Below is an extract from the full blurb... When read, I'm sure you appreciate that eBay is only one (small) part of their financial 'services'. imo, my initial statement stands, and it's with practical experience too (as Staff providing mediation regarding a few disputes over on another site)

''13. Disputes between Buyers and Sellers - Buyer Protection Programmes

13.1 How am I protected if I have a problem with a purchase?

PayPal has 2 programmes to help protect you:

PayPal Buyer Protection (for eligible items purchased via your PayPal Account and either: (i) made on eBay; or (ii) funded by PayPal Credit and purchased on or off eBay)

PayPal Buyer Complaint Policy (for all other items purchased using PayPal on or off eBay).

(together, referred to as “PayPal’s protection for buyers”).

Please note that PayPal’s protection for buyers only applies if you use your PayPal Account to make a purchase.

13.2 What types of problems are covered?

PayPal’s programs help you with either of these problems:
You did not receive the item you paid with PayPal – “Item Not Received” (“INR")

You received an item you paid with PayPal but it is “Significantly Not as Described” (“SNAD")''

HTH :)

--Andy
 
Nope, that is what their website might say, but it is not what they adhere to.
My wife received items which would be classed as significantly not as described.
The seller will not respond to telephone, email, or registered letter, and has had several other people file complaints against them. Paypals terms are also that they hold payments for 180 days should a complaint be upheld against a company.
My wife was advised, 'Not to make any purchases which are not through ebay, as they are not protected' also 'it is unlikely that this claim will be upheld as the payment came from a website, not through ebay'
The paypal advisor would not budge on these statements that they made.
 
coldpenguin said:
Nope, that is what their website might say, but it is not what they adhere to..........
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As mentioned above, The people I've advised (using my personal experiences with Paypal) had successful outcomes with this, and the 'gift' bit too. imo, it's down to how much you become the 'squeeky wheel', your approach, what homework you do, etc..... Facts & evidence supported with pointers to parts of their T&Cs should yield positive results. If you get no joy with the person taking your call, insist you speak to their line manager and/or put it all in writing.

If it fails (whch it shouldn't if your evidence etc is compelling enough to get the required result), then inform them you'll be writing to the FOS, as-per section 14:

''14.2 Financial Ombudsman Service. You may contact the UK Financial Ombudsman Service (FOS) and escalate a claim against us. The FOS is a free, independent service which might be able to settle a complaint between you and us. You may obtain further information regarding the FOS and contact the FOS at http://www.financial-ombudsman.org.uk.''

We could nit-pick over this till the cows come home, but like many other things in life, it's really down to how you approach the situation that most likely determines the outcome :)
 
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