Tim I'm noticing that you seemed to be at tall of these accidents, you weren't driving were you? Anyone who can drive one of those things on the road we live on gets my fullest respect!
I do vehicle recovery for a living, here`s one I did earlier......
I hasten to mention it was parked with no one in it!
Tim......I bet your boss would be able to give out a generous pay rise if his insurance premiums weren't quite so high.