What a con!!

[Brains]

Just got my house insurance renewal quote through from Direct Line....same old blurb "you do not have to do anything etc etc"

As per the advice I usually do not do anything. However, this year I thought I will as it seemed a bit more expensive.

So I did a comparison check on THEIR website. Got the SAME policy with higher contents insurance for less than half price!

I phoned them up and enquired only to be told to cancel my existing policy and take out a new policy online again.

Crazy!

 

[Slipper-one]

Loyalty costs you, the OFT should do something about this.
Before you renew you may wish to check other insurers for a better deal and also see if either topcashback.co.uk or quidco.com list your chosen insurer for even more savings.

 

[wack61]

It's because they know most people are lazy and won't bother checking, when my dad was 70 I just happened to be in the house when his car insurance renewal came through the door, he'd been with the same company for 25 years without a claim, the premium on his 15 year old volvo was £420.

I got on the internet and found him a quote with protected NCB for £220

 

[Steep]

Check out the Post Office, they will give you £50 cash back if you take out house and contents insurance with them. My quote was £195 less the 50 comes to £145.

 

[Joe T]

Never ever accept a renewal quote. Ever.

 

[simonkit]

Been like this for a long-time now, it's essential if you want the best price to shop around - applies to pretty much everything, loans/savings accounts/insurance etc etc.

Just on Direct Line for a second though I am insured with them now, cheapest quote last year & having made 2 quotes for storm damage to my roof this year they were excellent - paid quickly without any problems, this can't be said for all insurance companies !!

simon