Thank you for all the very valuable tips, I have had a look at the Nikon D200 and I am still edging towards the EOS40D although the Nikon does look very capable.
Assuming I go for the EOS40D with the lens (17-85 ) , What would I be looking for to complement that set up lens wise? Its General everyday things I will be photographing like beaches, sunsets, jeepneys in Manila , People in Paddy fields , street kids playing in the citys . that kind of cultural stuff...Thanks again for the very valuable info it is appreciated.
Pete