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Does anyone know anywhere that does this? I'd rather pay a little more a month and buy decent gear than scrimp and buy an inferior lens.
Does anyone know anywhere that does this? I'd rather pay a little more a month and buy decent gear than scrimp and buy an inferior lens.
Just wait and save, it's not worth it going into debts if it's just a hobby.
I'm quite capable of deciding whether I can afford a credit card, thank you. I'm a big boy now and very good with my money. Like all the cars I've had in the past this will be used for the purchase I need it for then cut up and forgotten about. 0% for 12 months makes perfect sense.
Well, I've always saved for what I wanted, then bought. But now, interest rates are dire for savers and there are plenty of good deals available on the credit cards if you have a good credit limit.
Get credit card with 0% 12 month
Buy something
divide the cost of the item by the number of months you have 0% available for
Immediately setup a direct debit for the monthly repayment required to finalise the bill at the end of the 0% agreement.
Sorted.
Debt isn't bad, uncontrolled debt is.
Big boys don't need to ask strange people on a internet forum for financial advise. Big boys would understand the concept of a credit card and draw their own conclusions. Big boys don't get upset if small boys share their opinion about big boys' debts.
Well, I've always saved for what I wanted, then bought. But now, interest rates are dire for savers and there are plenty of good deals available on the credit cards if you have a good credit limit.
Get credit card with 0% 12 month
Buy something
divide the cost of the item by the number of months you have 0% available for
Immediately setup a direct debit for the monthly repayment required to finalise the bill at the end of the 0% agreement.
Sorted.
Debt isn't bad, uncontrolled debt is.
If he wants to buy good gear and that is his option for getting it now i'm sure he knows what he is doing so yes go for it. I reckon a hell of a lot of people on here got their gear this way. Saving is ok but if it's expensive gear he could be without it for ages, Life is short. Get it now and enjoy
Well, I've always saved for what I wanted, then bought. But now, interest rates are dire for savers and there are plenty of good deals available on the credit cards if you have a good credit limit.
Get credit card with 0% 12 month
Buy something
divide the cost of the item by the number of months you have 0% available for
Immediately setup a direct debit for the monthly repayment required to finalise the bill at the end of the 0% agreement.
Sorted.
Debt isn't bad, uncontrolled debt is.
To segue this - and this is not a comment on the OP or anyone here.Exactly. If 'debt' was such a bad thing only a tiny minority of us would be buying our own house.
I can see the news now .... "Photographer brings the economy to it's knees"although I agree with you I'm sure the economy can handle me borrowing a couple of hundred quid.
If it can't we're all in the sh...
Well, I've always saved for what I wanted, then bought. But now, interest rates are dire for savers and there are plenty of good deals available on the credit cards if you have a good credit limit.
Get credit card with 0% 12 month
Buy something
divide the cost of the item by the number of months you have 0% available for
Immediately setup a direct debit for the monthly repayment required to finalise the bill at the end of the 0% agreement.
Sorted.
Debt isn't bad, uncontrolled debt is.
I would understand it if the OP is buying professional kit for a business but this is just a bit daft in my opinion. Fair enough, OP can do what he wants but to get annoyed if other people have other views is a bit petty.
Now that makes sense.C
Exactly. If 'debt' was such a bad thing only a tiny minority of us would be buying our own house.
Excellent post............
wise man.
LOL at some of the responses here.
Give Warehouse Express a ring, they'll do 0% finance over 12 months on anything over 300 quid I think the limit is. I've bought loads of stuff off them using this system. They'll send you the forms straight away - fill them in and send them back and you'll have the goods in about 3 days - tops! I almost always do this, even if I've got the readies - why not?
Just make sure you have the money ready to pay it off at the end of 12 months or it automatically goes onto a 3 years HP contract and it works out expensive!
They used to do an 18 month 0% option too - not sure if they still do.
It's just not worth it for cheap stuff. I can understand it for a car, house or anything between but that is just being stupid. Also it would have been much faster to just google for it. Lazy and strung on cash is what the economy needs!
Google isn't going to offer him customer reviews, or at least partially trustable ones!
He didn't ask for it, only asked for who does it :shrug:
It's just not worth it for cheap stuff. I can understand it for a car, house or anything between but that is just being stupid. Also it would have been much faster to just google for it. Lazy and strung on cash is what the economy needs!
I'm I being thick here? Is that just blatant trolling?
For someone who bought his first DSLR about 2 weeks ago with limited cash you seem to be in desperate need of a new lens. I just think you should wait a bit and save it up.