Bit smashed up

swanseamale47 said:
Bleeding out of your ear? Get that checked out properly mate.
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StewartR said:
Ouch. I can't imagine what that's like. Hope it all heals properly.

Get it checked NOW. That could be worse than all the other stuff put together.
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AWills said:
Agree that your bleeding ear needs to be checked out immediately.

Wishing you a speedy recovery.
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Dave70D said:
Bleeding in the ears has got to be checked immediately.
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With the list of injuries I sincerely hope the bleed from the ear was spotted and he then had appropriate investigations I.e. head & neck x-rays and/or an extensive MRI scan.

All his medical reports will surely be part of his claim.

As for the car driver using a phone, the OP's statement to the police will I hope make sure they seize the phone and check the timestamps on any calls et al and reconcile them with the time of the crash!
 
Witnesses gave statements at scene to trafficcops - prosecution going ahead police have told me.

CT scan in trauma unit.

bike recovered - all luggage and personal stuff gone!
D4s, 16-35, 24-70, 70-200, 300PFf4, TC1.4, 3x SB900s and light modifiers (Rogues) other odds n ensds that accumulate in your bag - Loweprostealth 550aw

fishing gear (rod was £700 worth!) reel and spare spool (another £500)......bike repairable though. Panniers gone -kit was in them.

bit of a b*****d. going to knock us back a bit - right ear totally deaf.
 
Sorry to hear of your woes, Simon. Hope the driver gets his balls nailed to a pair of Buells... Bit of a bitch that the kit got nicked - hope it either gets found or rammed up the tea leaf's fundamental orifice. Hope YOU get sorted fully and reasonably speedily and that everything sorts itself to your advantage. Hope Nic's got plenty of your stuff to keep the rag going until you're back on your feet/wheels - maybe an article on phoning/driving could get featured and add a few pennies to your fighting fund?
 
Ta Nod...got legal cover to argue the toss. Been told to expect 3 year fight.....
 
Sounds about right but it could take longer... A mate got smacked off about 6 years ago and only got the final settlement earlier this year. A bit more complicated in that his injuries were life changing but still a royal PITA, especially since he needed to move into a bungalow so had to fund that until the insurance settled. As I said, hope YOU get sorted - the money side is less important than YOU!
 
Lensflare said:
Ta Nod...got legal cover to argue the toss. Been told to expect 3 year fight.....
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Legal cover through your insurance?

I've been told I've not got any, and as the other party are asking for 50/50 they aren't prepared to discuss my damaged clothing either. Looks like I've either got to seek a motorbike accident specialist or small claims court if they don't pay out. :( They only picked up my bike yesterday from the recovery firm.
 
Lensflare said:
bike recovered - all luggage and personal stuff gone! ... Panniers gone -kit was in them.
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Crikey, that's shocking. How does that happen? Passers-by just nicking it?
 
Lensflare said:
Witnesses gave statements at scene to trafficcops - prosecution going ahead police have told me.

CT scan in trauma unit.

bike recovered - all luggage and personal stuff gone!
D4s, 16-35, 24-70, 70-200, 300PFf4, TC1.4, 3x SB900s and light modifiers (Rogues) other odds n ensds that accumulate in your bag - Loweprostealth 550aw

fishing gear (rod was £700 worth!) reel and spare spool (another £500)......bike repairable though. Panniers gone -kit was in them.

bit of a b*****d. going to knock us back a bit - right ear totally deaf.
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StewartR said:
Crikey, that's shocking. How does that happen? Passers-by just nicking it?
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TLR-330 said:
Do you mean the stuff is gone (stolen) or is damaged?

Anyhow, get well everything else can be replaced.
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You would have thought that the police as part of their "managing this scene" would remove tova place is safe keeping the injured persons belongings!

Shame on those that pinched all your gear :(

But as nod says it YOU that counts.............kit/gear can be replaced, you cannot! Hope the recovery is a speedy one back to full health. And the route to recompense et al a smooth & trouble free one.
 
Box Brownie said:
You would have thought that the police as part of their "managing this scene" would remove tova place is safe keeping the injured persons belongings!

Shame on those that pinched all your gear :(

But as nod says it YOU that counts.............kit/gear can be replaced, you cannot! Hope the recovery is a speedy one back to full health. And the route to recompense et al a smooth & trouble free one.
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If it's been taken from the scene I'd wager it was before the police or ambulance crews arrived? Random members of the public aren't allowed to walk around a serious crash scene.

OP - I'm assuming the police or recovery agent didn't take the property for safe keeping?
 
Byker28i said:
Legal cover through your insurance?

I've been told I've not got any, and as the other party are asking for 50/50 they aren't prepared to discuss my damaged clothing either. Looks like I've either got to seek a motorbike accident specialist or small claims court if they don't pay out. :( They only picked up my bike yesterday from the recovery firm.
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google White Dalton...they were recommended to me and who are acting on my behalf.
I THOUGHT I had 100,000 legal expenses cover - 18 years I have been buying it - SCAM. Covers me for NOTHING. It is the next ppi !! So I am having to go no win no fee.
 
TLR-330 said:
Do you mean the stuff is gone (stolen) or is damaged?

Anyhow, get well everything else can be replaced.
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Not recovered with the bike...as in bike is home, panniers not on or with it. Top box tried to be had away, broken the lock and emptied. ok, only small stuff in there, but my cards, driving license etc...in wallet, plus leathertman, first aid kit, breakdown kit - red torch, head torch, triangle, mini compressor, puncture kit...you know all the bits that accumylate.
 
Sorry to hear of your accident. Hope you have a full recovery. A good idea to go with an independent solicitors; when I had a bike accident the brokers own legal assistance was bloody useless. The bike you should get sorted quickly but any personal claims you're probably right looking at a few years, unfortunately(from personal experience).
Best wishes to you.
 
This sounds really weird to me ,as general members of the public wouldn't be wandering around the scene of a major accident on a motorway . Most people involved in the accident will be to shaken up to think of stealing anything either . I would start by finding out which police officers attended the scene ,they can then look into the recovery firm used ,and in my experience all vehicles involved would initially be taken to a recovery yard /depot hopefully your belongings should be there ,as it's a financially substantial amount of gear that's missing they should get involved .
You sound like your in contact with the police already ,start by asking to speak to a officer in charge of there station
 
Lensflare said:
google White Dalton...they were recommended to me and who are acting on my behalf.
I THOUGHT I had 100,000 legal expenses cover - 18 years I have been buying it - SCAM. Covers me for NOTHING. It is the next ppi !! So I am having to go no win no fee.
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Cheers, called one motorcycle specialist who weren't interested as my clothing is about £500. I thought I had clothing and legal cover but apparently not, they made it a separate item to charge for which wasn't passed onto me by the broker.
I've told my insurance company I'll recover my losses through small claims court against the other party if needed.
 
Lensflare said:
google White Dalton...they were recommended to me and who are acting on my behalf.
I THOUGHT I had 100,000 legal expenses cover - 18 years I have been buying it - SCAM. Covers me for NOTHING. It is the next ppi !! So I am having to go no win no fee.
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I don't understand this.

Have you not got fully comp insurance?

Have you reported the stolen photography equipment to the police?
 
Lensflare said:
Not recovered with the bike...as in bike is home, panniers not on or with it. Top box tried to be had away, broken the lock and emptied. ok, only small stuff in there, but my cards, driving license etc...in wallet, plus leathertman, first aid kit, breakdown kit - red torch, head torch, triangle, mini compressor, puncture kit...you know all the bits that accumylate.
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Have you asked the police where the stuff is? If they're missing from the scene / recovery agents they need to raise a theft report! They'll certainly be interested if the recovery agents might have taken it, as police recovery agents are contracted and vetted to work with the police (assuming the police recovered it as they normally would for a serious crash, they wouldn't normally send it back to your home address).

Also, are you sure the police haven't booked it into their property store for safe keeping, pending your release from hospital?
 
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I would report all the missing stuff to the police. Minor possibility the boxes are held somewhere but more than that, the reporting itself will help you pursue the items either through your accident claim or perhaps as stolen if your home insurance would cover them. (Although I can see house and motorbike insurance saying to claim from the other one).
 
odd jim said:
Have you asked the police where the stuff is? If they're missing from the scene / recovery agents they need to raise a theft report! They'll certainly be interested if the recovery agents might have taken it, as police recovery agents are contracted and vetted to work with the police (assuming the police recovered it as they normally would for a serious crash, they wouldn't normally send it back to your home address).

Also, are you sure the police haven't booked it into their property store for safe keeping, pending your release from hospital?
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^This, especially if it's the Force I think it is.
 
TLR-330 said:
I would report all the missing stuff to the police. Minor possibility the boxes are held somewhere but more than that, the reporting itself will help you pursue the items either through your accident claim or perhaps as stolen if your home insurance would cover them. (Although I can see house and motorbike insurance saying to claim from the other one).
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Surely a logical step.........afteral until proven otherwise the loss is a theft not damage due to the accident!
 
odd jim said:
Have you asked the police where the stuff is? If they're missing from the scene / recovery agents they need to raise a theft report! They'll certainly be interested if the recovery agents might have taken it, as police recovery agents are contracted and vetted to work with the police (assuming the police recovered it as they normally would for a serious crash, they wouldn't normally send it back to your home address).

Also, are you sure the police haven't booked it into their property store for safe keeping, pending your release from hospital?
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DemiLion said:
^This, especially if it's the Force I think it is.
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All makes sense........hopefully he may be pleasantly surprised and see all(?) of his gear returned!
 
@Lensflare , if you have the serial numbers for your kit, you can post them on our stolen equipment thread. It'll give other toggers a heads-up if they see your stuff pop up on ebay/gumtree/facebook/etc.
 
Lensflare said:
google White Dalton...they were recommended to me and who are acting on my behalf.
I THOUGHT I had 100,000 legal expenses cover - 18 years I have been buying it - SCAM. Covers me for NOTHING. It is the next ppi !! So I am having to go no win no fee.
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Sorry to hear about the accident, the roads are just so damn dangerous.
I don't think you've had the right legal advice there. We lost my sister in November in a car accident and my brother in law is now pursuing a PI claim, the legal cover she had is paying for the claim, we managed to negotiate with the solicitor for this so that he didn't take a big cut of the payout.
Talk to some more solicitors and play it harder or they'll take a huge chunk of your payout. If you've got legal cover on your home insurance that would also work for it, it doesn't need to be your bike insurance.
Expect the criminal side of things to take at least 6 months too, time varies depending on the CPS and police and how busy they are, with my sisters it was January before he was charged and then May for his court date, that was a death by careless driving charge, and he walked away with community service so don't be too surprised when the "punishment" the guy gets is not really worth the paper it's written on.
 
Check out your normal home insurance. Sometimes they do legal advice and legal expenses cover.
 
EddyP82 said:
Sorry to hear about the accident, the roads are just so damn dangerous.
I don't think you've had the right legal advice there. We lost my sister in November in a car accident and my brother in law is now pursuing a PI claim, the legal cover she had is paying for the claim, we managed to negotiate with the solicitor for this so that he didn't take a big cut of the payout.
Talk to some more solicitors and play it harder or they'll take a huge chunk of your payout. If you've got legal cover on your home insurance that would also work for it, it doesn't need to be your bike insurance.
Expect the criminal side of things to take at least 6 months too, time varies depending on the CPS and police and how busy they are, with my sisters it was January before he was charged and then May for his court date, that was a death by careless driving charge, and he walked away with community service so don't be too surprised when the "punishment" the guy gets is not really worth the paper it's written on.
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I don't understand this about the solicitor taking a chunk of the compensation.The solicitor claims all their costs from the other parties insurance company and the compensation is all yours. Please explain why the solicitor is taking any of your compensation.
 
shapeshifter said:
I don't understand this about the solicitor taking a chunk of the compensation.The solicitor claims all their costs from the other parties insurance company and the compensation is all yours. Please explain why the solicitor is taking any of your compensation.
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He isn't - but the legal cover I have been paying for entitles me to a 'no win, no fee' service from the legal division set up by the insurance side of things - I'll be honest and have become so confused over the wholedamn mess I don't know who I pay for what now.
Insurance money is paid to Carol Nash Insurance, been with them for something like 25 yearsbecause I knew Carol, and her son Malcombe, when they started. I have 18 years no claims bonus built up too, on the bikes. Prior to that one claim for a bike that caught fire. The legal forms from my 'legal expenses' were exactly the same terms, conditions and clauses as from my own, independent, lawyers...no win, no fee, only I had to pay up front for that legal cover......as is everyone else who has taken it out. It is a scam.
 
I feel for you. I've 39 years of riding with no accidents and am currently fighting for a decent payout on the bike, first offer was very low and this is through a third party the insurance company uses who have been extremely slow. Three weeks before they recovered the bike for inspection. Then I'm working with the insurance company as the other party want 50/50 (yup her fault entirely) andrecovery of clothing costs. It's only £400 for jacket, trousers and gloves, so not a lot in the scheme of things. They are being incredibly slow and to be honest I can see myself going through small claims to recover my "uninsured losses", even though I thought they were all covered.

Still haven't full grip in my left hand through the damaged ligament, but its getting there. Glad I got off lightly to be honest.
 
Byker28i said:
I feel for you. I've 39 years of riding with no accidents and am currently fighting for a decent payout on the bike, first offer was very low and this is through a third party the insurance company uses who have been extremely slow. Three weeks before they recovered the bike for inspection. Then I'm working with the insurance company as the other party want 50/50 (yup her fault entirely) andrecovery of clothing costs. It's only £400 for jacket, trousers and gloves, so not a lot in the scheme of things. They are being incredibly slow and to be honest I can see myself going through small claims to recover my "uninsured losses", even though I thought they were all covered.

Still haven't full grip in my left hand through the damaged ligament, but its getting there. Glad I got off lightly to be honest.
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Keep fighting them.
What I have learned is that insurance is NOT THERE TO PROTECT YOU (it should be) It is there for them to make money - never use an insurance company approved repairer, they are owned by the insurance companies so they can make money out of the repairs they have approved - shoddy work at inflated prices, but because they own it, the profit ultimately goes bacl to the insurance group. Same with insurance lawyers tied in with an insurer....independent in both cases is the only way to go. It will be a fight, but then ask yourself why they make it easy to go one route and obstruct your every move if you go the other...because they want you to give in, take the easy option that funnels you down their own income stream generating system.

Luckily, I don't NEED my bike back straightaway, I can get around on the other one. Many people think they HAVE to go with insurer because they need to get to work the following week - you are entitled to claim for rental/replacement car or publictransport costs....A good, independent lawyer/solicitor is worth having, they stand or fall by their effectiveness - Daltons were recommended because they dd a good job for several folks....if they weren't that good they wouldn't get the recommendations, people wouldstay 'steer clear' - like Byker is about his legal team (who are probably not lawyers but are claims handlers only).
 
Lensflare said:
Keep fighting them.
What I have learned is that insurance is NOT THERE TO PROTECT YOU (it should be) It is there for them to make money - never use an insurance company approved repairer, they are owned by the insurance companies so they can make money out of the repairs they have approved - shoddy work at inflated prices, but because they own it, the profit ultimately goes bacl to the insurance group. Same with insurance lawyers tied in with an insurer....independent in both cases is the only way to go. It will be a fight, but then ask yourself why they make it easy to go one route and obstruct your every move if you go the other...because they want you to give in, take the easy option that funnels you down their own income stream generating system.

Luckily, I don't NEED my bike back straightaway, I can get around on the other one. Many people think they HAVE to go with insurer because they need to get to work the following week - you are entitled to claim for rental/replacement car or publictransport costs....A good, independent lawyer/solicitor is worth having, they stand or fall by their effectiveness - Daltons were recommended because they dd a good job for several folks....if they weren't that good they wouldn't get the recommendations, people wouldstay 'steer clear' - like Byker is about his legal team (who are probably not lawyers but are claims handlers only).
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Insurance companies are huge financial corporations, they've only ever existed to make money for themselves :) They have more money than national banks, which is why the big ones insure them!

Its not accurate to say the approved repairer is owned by the insurance companies. Most of the time this is contracted out. I had a classic high performance car damaged whilst parked, quite badly (yes, had to claim on my own insurance :( ) and it was sent to a performance BMW (M car) repairer! Needless to say my car wasn't a BMW and was rather specialist but BMW specialist did a perfect job :)

Hope you get yours sorted quickly.
 
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odd jim said:
Glad to hear the OP is on the mend.

Don't waste money looking for a PI lawyer though, let the insurance companies handle that side of the claim!
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Having been in a major RTC, not my fault, that resulted in 3 months in hospital and 6 months off work, my insurance company was next to useless. A good solicitor experienced in PI claims was MUCH more help; not an ambulance chaser but an experienced local firm. I don't know how much they made but the result was very good from my point of view. And the broken bits are pretty much mended now, some bits maybe only 80-90%. I just need to choose cameras that my straight shutter finger can shoot! ;)
 
ChrisR said:
Having been in a major RTC, not my fault, that resulted in 3 months in hospital and 6 months off work, my insurance company was next to useless. A good solicitor experienced in PI claims was MUCH more help; not an ambulance chaser but an experienced local firm. I don't know how much they made but the result was very good from my point of view. And the broken bits are pretty much mended now, some bits maybe only 80-90%. I just need to choose cameras that my straight shutter finger can shoot! ;)
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Do you go faor ones with a bent shutter button then?

I might look for something more compact, but I love the Nikon flash system. I suppose it can be replicated with some slaves, but the beauty is having control of each unit without having to leave the camera position. Time will tell what the final outcome will be. It has only been a month, but my right ear is completely deaf still - stopped bleeding after a day or two. It just doesn't work yet. Bones are on the mend - I can breath now, 80% anyway, so good progress.
 
Fingers crossed for a full recovery, Simon.
 
Physiotorture yesterday.....I suppose I should be thankful, or grateful, or something. Unfortunately, the level of discomfort meted out by the young lady has clouded my judgement. :help:

To be fair, after doing my excercises today I do feel remarkably better. Maybe I will be thankful, after all.:D
 
I assume that you can recover any legal fees as part of your claim if you are successful. A colleague of mine was seriously injured in RTA, also on the M40 and she used a local solicitor who was an expert in that field. I helped on the loss of earnings side. It took years but she won and it was settled out of court shortly before the hearing date and an I sure she recovered her costs. I'm no expert but I suggest you take advice from one who is and not from a claims management company. Very disappointing that your possessions disappeared.
 
Any word on those possessions? Have you asked the police / raised a theft report?
 
shapeshifter said:
Come on ! leave the lad alone they went missing that's it OK. Cough,Cough. :runaway:
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Why the questions have been asked by several of us ,the o.p has been on here since and not yet answered , unless the missing goods are part of a ongoing investigation then I can't see any reason for him to keep skirting the issue
 
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