Cashback credit cards

IanC

IanC

Messages
1,298
Name
Ian
Edit My Images
Yes
Just wondering if anyone has any experience of using these at all? I'm looking at the amex £100 cashback option and I have no experience of using these, are there any good offers that you are aware of at the moment? I'm only thinking about it because I have a few expensive purchases to make in the next few months
 
Nikon photographer said:
I've got the Amex platinum card, which I use for all my day to day purchases, the cashback is paid on the anniversary of the date you took out the card, I've got a decent payout coming up in August.
Click to expand...
The one I've seen is limited to £100, is yours for more than that?
 
We had an Amex card at one point but found that a lot of places won’t accept them, I think it’s because their fees are too high. Also, you have to pay an annual membership fee for Amex, which reduces your cash back straightaway.

Have a look at the Martin Lewis money saving expert site for the best c/c deals
 
boogie man said:
We had an Amex card at one point but found that a lot of places won’t accept them, I think it’s because their fees are too high. Also, you have to pay an annual membership fee for Amex, which reduces your cash back straightaway.

Have a look at the Martin Lewis money saving expert site for the best c/c deals
Click to expand...
That used to be the case but Amex dropped their fees quite a while ago now. They also used to hold on to the funds for a long time

We didn't take them for exactly that reason but have accepted them on our website for a couple of years now and the fees are only marginally more than a Visa or MC
 
ecoleman said:
That used to be the case but Amex dropped their fees quite a while ago now. They also used to hold on to the funds for a long time

We didn't take them for exactly that reason but have accepted them on our website for a couple of years now and the fees are only marginally more than a Visa or MC
Click to expand...
That’s interesting to know. They’re still not accepted everywhere though, for instance we were on holiday a couple of weeks back and both airlines we used (Wizz And British Airways) said they wouldn’t take Amex for purchases. Wizz also wouldn’t accept Revolut or Monso cards.
 
That's odd (about BA) because I still have a BA Amex card that I regularly use for other purchases and have used with BA online to book flights.
 
Chase are doing a good deal ATM. Like most of the best deals, it's a debit card not credit. But if you have the cash, load it up and use as normal. You get 1% back for the first year. There's probably a total limit too.
 
JonathanRyan said:
Chase are doing a good deal ATM. Like most of the best deals, it's a debit card not credit. But if you have the cash, load it up and use as normal. You get 1% back for the first year. There's probably a total limit too.
Click to expand...
I've had an account with Chase as soon as they came to the UK, the cashback offer is pretty good, I've got a savings account with them, the interest is much better than my Lloyd's account.
 
lindsay said:
That's odd (about BA) because I still have a BA Amex card that I regularly use for other purchases and have used with BA online to book flights.
Click to expand...
My Godson has the very same card which he uses to book flights with British Airways, it's not a cashback account, but you get air miles, the last few flights with British Airways he's simply used the air miles on the account to pay for them.
 
Yes indeed, I have shedloads of BA miles available from when I did loads of business flying, and keep adding to them by using that card. If you like BA and fly regularly, it's good.
 
I have had a variety of cashback cards. At the moment I am using a Barclaycard which pays 0.5% which I have had for about 12 years. I have had a few Amex cards over the years, not the fee charging ones, but I found that fewer and fewer places would accept them especially for large purchases and you have to spend a certain amount before you get any cashback.
As others have said look at Money Saving Expert and perhaps get an Amex and another cashback card as backup.
 
boogie man said:
We had an Amex card at one point but found that a lot of places won’t accept them, I think it’s because their fees are too high. Also, you have to pay an annual membership fee for Amex, which reduces your cash back straightaway.

Have a look at the Martin Lewis money saving expert site for the best c/c deals
Click to expand...
There are only a few that have the annual fee - the green one is 60 a year which I have in addition to the others as it's useful for the extra year warranty etc on everything
 
Suvv said:
I have had a variety of cashback cards. At the moment I am using a Barclaycard which pays 0.5% which I have had for about 12 years. I have had a few Amex cards over the years, not the fee charging ones, but I found that fewer and fewer places would accept them especially for large purchases and you have to spend a certain amount before you get any cashback.
As others have said look at Money Saving Expert and perhaps get an Amex and another cashback card as backup.
Click to expand...
I think that's changed now - B&M accept them, the pound store etc... My type of place!
 
A lot of places take Amex in my experience, I use them everywhere. I do have also a Barclays Reward Cashback card which is VISA as a backup. but honestly, 99% of stuff is through Amex. I also link Amex through Paypal as well so if a site takes Paypal, I am also paying with Amex in the background.
 
On the back of this thread I’ve just ordered one of the Amex cards as my cash back offer with Chase expired a few weeks ago.
 
I've used the Amex £100 cashback option before and it was a very good experience. Cashback is a nice reward, especially if you have big purchases coming up. Just be sure to check the terms and conditions to make sure your purchases qualify. In general, there are often questions about payment, I always look for reliable payment methods. I use for this Casino Payment Methods, they often give a promo code there and you can not worry about reliability. I've won quite a bit of money there several times. As for other offers, it really depends on your spending habits and preferences. Amex often runs various promotions, so it's worth keeping an eye on their website or app for additional offers that may match your future spending. Happy shopping!
 
Last edited:
I also have a barclaycard which does 0.5% cashback. I took it out a few years ago for my business travel expenses which I recharge all back the client/customer I also book all my hotels through Quidco (mainly expedia) I therefore got my CC cashback (not much) about 8% cashback on Quidco and then because I use Expedia I get there points as well which is about 1.7% if you work all the systems out there its amazing what you can accumalate , i spent over 9k on business travel last year so about 10% of that is totally free and back in my pocket :)

for me i allways say to people if you shop online... checkout quidco
you even get money from using a comparisom site to then go on and select your cheaper quote
 
Last edited:
You must log in or register to reply here.
Back
Top