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- Toby
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Is that because they will say it's a business item?So what happens if your house is burgled and you have it unticked?
Depends on the insurance. I've had to pay extra to cover the additional value within the home as the overall value of home contents with camera equipment was too low. I've upped it so there is enough cover for home contents and camera equipment. It's best to speak to your insurers, explain the situation and go from there. Home insurance is cheaper than specific photography insurance but make sure you don't ever sell an image otherwise it's likely to break the insurance agreement.