That's how I see it pretty much. I was very happy with my budget friendly M43 set up for a couple years, I just knew I always wanted to get back to Fuji when the H1 became more affordable for me. The main reason I switched being for IBIS when Fuji didn't offer it. But I do find that with Fuji I struggle more to build a nice set up, as it is pricier, by a good ways when you're just looking for a basic prime set up. Switching from Fuji to M43 and then back again I never felt 'wow, one is so much better than the other' there is so little in it. Yes, the Fuji sensors are better for low light and with the right lenses youcan push them a bit harder in post; but otherwise, I'd say M43 is perhaps more enjoyable to use for tele and macro - especially on a tight budget. If I could afford to run both systems, I definitely would be.