photoguard

[jonneymendoza]

Quick question about this insurer.

How does it work? do i sign up and just add each individual photo equipment i have from its serial number, model and price tag and then see how much all of it costs?

I assume accidental damage like drops and spills are covered and that the EU and 30 day worldwide cover means im protected everywhere in EU with no limit but if i go abroad, only 30 days its covered?

My stuff also covered if it gets stolen too?

 

[realspeed]

I am with photoguard and you do have to register each bit of kit together with the serial number. I went to the USA last year and had to pay extra for the 30 day cover, don't know about EU countries and what cover is provided. Don't forget its the value of your gear now and not the new price. Stolen gear is covered but for example if left in a car which is left open and unattended then its not, but if the car is broken into then it is.

Link

http://www.photoguard.co.uk/coversummary.asp?product=Photo&promCode=

Realspeed

 

[jonneymendoza]

I am with photoguard and you do have to register each bit of kit together with the serial number. I went to the USA last year and had to pay extra for the 30 day cover, don't know about EU countries and what cover is provided. Don't forget its the value of your gear now and not the new price. Stolen gear is covered but for example if left in a car which is left open and unattended then its not, but if the car is broken into then it is.

Link

http://www.photoguard.co.uk/coversummary.asp?product=Photo&promCode=

Realspeed

But if you select "eu and 30 day worldwide cover" that will automatically be included in the policy right?

How much you pay a month and total cost of your gear?

 

[realspeed]

I pay annually but off the top of my head I can't quote how much I paid but I didn't go for worldwide cover as I seldom get a holiday.

Realspeed

 

[neil_g]

best bet is to read their policy wording etc. some cars are covered and others not etc etc. too much for us to tell you to be honest.