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So how does it work out for housing? I find hard to believe that 95% of the world find it harder to pay for housing than we (I could believe it for other things, although 5% of the world seems a bit small, the USA, UK, France and Germany are more than 5% together).
People in France and Germany rent rather than buy. I don't actually know that is cheaper, but it is here. When I got divorced, the rent for my new home was less than the mortgage on my old home.