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64 reg 18k odometer 95% battery health Sunderland built Leaf Tekna 24kWh. PCP is £114 per month for 8k annual miles 36 months. But including my trade-in value, the grand total I will pay for the car will be £9100, then I'll own the car outright. Finance deal includes 2 years free servicing, 1 year free warranty including MOT and free home charger install. I also have solar panels on my roof and pay 100% renewable electricity company for my imported electricity.
I've been driving the Leaf on my daily commute of 60 miles, mostly motorway
Thats why I couldn't make it work for my daily commute and I took a serious look at options - even thinking about selling the TVR towards a tesla because of the mileage. It just doesn't work with the smaller cars, it certainly doesn't work for me on PCP because of the low mileage, I would have to buy outright.
2 year old Leaf Tekna 24kWh is around £12K upwards so you didn't trade in much, however thats still a cost. I hired a similar leaf for a week, stuck the charger through my power monitor and it was costing me around 2.5p a mile to charge it at home (overnight economy 7 ), or free at a couple of clients with chargers. Thats around 4-5 times cheaper than my petrol or diesel car which is why I took a serious look at it. The range was terrible with motorway driving and I got bored trying to eek out the range. I think it had a realistic range of 90-100 miles.
You're solar panels are fine, but you need to add the cost of what you're losing on the tariff by not selling the excess back. It's not free.
I don't get this why you've bought it on 8K miles. You've a daily commute of 60 miles which is what I do, if I don't go to clients or sites. Call it 250 working days a year, less 30 days if you've generous holidays and that's 220 days @ 60 miles is 13200 miles.
So you're nowhere near capable of doing your annual mileage on your PCP of 8K miles, roughly half the mileage if you add in some private running around in the year.
So you either take the hit and pay the additional mileage, or use another car, but your sums don't add up.