Premium bonds winnings.

£150 this month. Happy with that, better than £0!
 
Just put a fairly substantial amount (from a pension LS) into PB’s until at least next ISA round next year. Might even leave it in PB’s if they do ok.
Sadly the LS is ring fenced for other stuff than photography
 
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Graham W said:
Thinking of dumping a load in PB's just for fun...what do you sugest to make it worthwhile?
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For the amount I have put in, I would hoped for £1200 interest for the year for an ISA.
So if the PBs get me over £400 before next April, I will probably leave them, if not it will go into an ISA.
IIRC for the last 2 years £2.5k of PBs returned an average of 8% per year
 
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leaky5 said:
For the amount I have put in, I would hoped for £1200 interest for the year for an ISA.
So if the PBs get me over £400 before next April, I will probably leave them, if not it will go into an ISA.
IIRC for the last 2 years £2.5k of PBs returned an average of 8% per year
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You did extremely well to get 8% p.a. I think the “average luck” figure is normally quoted as around 3.5%. I’m currently on just under 3% for the year, hoping I get a decent win soon to bump that up a bit.
 
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Been thinking of cashing in, ok most months we get something but if we put £75k into another stocks bond with the Pru or Scottish Widows or similar, I could get around £450 every month, the remainder of the bonds could stay in, or another decent spending spree!
 
£75 for me, £0 for the boss, decision made to move 75% of holding into a bond where I should be able to achieve £550 monthly without any tax worries, we’ll settle for a stable income.
The remaining 25% may remain in PB’s or soon get spent on something totally irrelevant but fun.
 
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